• 12 Posts
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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • So which part makes me a Moron?

    The part where if someone hits me I’m going to swing back?

    The part where if there is a law enforcement official is present that I expect them to step in and stop one person from attacking another?

    The part where if an air marshal is on an air plane and two people are fighting (putting the plane and passengers at risk) I would expect the Marshall to do something?

    The part in another comment where I said something to the effect of "even if I don’t think I’ll win, which I probably wouldn’t win, I won’t go without a fight ", does that make me a moron?

    I ask because you are making the claim that my arguments (point of view) basically aren’t normal.

    Here’s a question for you: if someone hits you what would you do? Would you just sit there?
















  • These advantage plans are going to screw a lot of people over in a few years.

    If you are not on an advantage plan, they will let you switch to an advantage plan no problem. But if you want to go back from the advantage, plan to a regular (non-advantage) plan. Then you have to get medical checks.

    Here’s the problem, the advantage plans are cheaper on the monthly premium. But you wind up with all these co-pays and everything else in it. So there’s more out-of-pocket cost. So advantage plan works for somebody who doesn’t go to the hospital or doesn’t get sick very often.

    You get older what happens? You get sick more often go to the hospital more often. So think about what’s gonna happen there.? You get older, now you need to get off the advantage plan because the co-pays and everything is adding up so much for you. The problem is now you have to go to the doctor and get medical checks to find out if you can go on that other plan. And they won’t let you switch.

    Effectively what is happening is that they are pushing people into the advantage plans, knowing that there will be more out-of-pocket expenses for the elderly. In the long run, the government and the insurance companies will see less out-of-pocket. And the elderly are going to get screwed.

    My advice to anybody is stay off the advantage plans just Don’t do them.

    Yeah, Up front it might cost a little bit more for the premiums. But in the long run once you start having to go to those doctors and those specialists, it’s gonna cost you way less.

    I have an aunt , she is on an advantage plan because she says the premiums are so much cheaper. And she says everybody should switch to them because they’re cheaper. I feel sorry for her for the day when she starts having to go to the doctor and she starts seeing all these bills coming into her house saying she Has to pay them.

    Yeah, maybe that day never comes up. Maybe she’s better off on the advantage plan over the course of her life. I cannot see the future. I can tell you though that’s not a gamble I would be making. I say spend a little bit more in the premiums, stay off the advantage plans at least you will have decent coverage when you get older when you need to go to the doctor.