What began for many as a way to pay for concert tickets and vacations is becoming an ordinary tool that Gen Z and millennial shoppers use for food, contact lenses and trash bags.
I think it overall is a bad habit to get into, just like credit cards for some people, but could be a good thing if your very smart about the way you use it. npr did an interesting piece on the origins and motivations of buy now pay later a couple years ago here if anyone wants to learn about it:
https://www.npr.org/2022/05/10/1097885472/buy-now-pay-dearly
I think it overall is a bad habit to get into, just like credit cards for some people, but could be a good thing if your very smart about the way you use it. npr did an interesting piece on the origins and motivations of buy now pay later a couple years ago here if anyone wants to learn about it: https://www.npr.org/2022/05/10/1097885472/buy-now-pay-dearly