Alfred emerged from the densest part of the eucalptus grove. All around him, his tiny bots unobtrusively kept pace. Every one was in violation of local law, containing not a single chip in thrall to the Department of Homeland Security. While Vaz continued to play Bollywood exec through the public net, these devices provided him with his own network and countermeasures.
Rainbows End (Vernor Vinge)
I wonder whether it ever occurs to normies that surrendering PII in order to transact amounts to hidden cost inflation