7·
1 month agoWe have had weather modification technology for 20+ years.
First known use in war was in 1967, called Operation Popeye.
Now could the government create a category 5 hurricane? Very farfetched.
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Cake day: August 14th, 2023
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9·1 month agoIt’s crazy to think that God intervened at the last possible second.
Like maybe give a hint to the SS that the guy was on the roof?
Like maybe make the gun jam or misfire?
Nope, God said, “I’m going to let the bullet graze his ear, lol. Oh yeah, Corey Comperatore, I’m just not going to intervene on that one…”
Trump could have at least made it in memory of Corey Comperatore. But nope, he’s got to make it about only himself.
What happens if you turn your kitchen sink on? Your drain shouldn’t have a problem draining the amount of water.
Now take a large 5 gallon bucket of water. Dump the whole thing in your sink.
Not only is the amount of water too much for the drain but the volume of water makes it hard for the drain to even function properly.
How long is there going to be water filling in the sink? Eventually, it will all find its way out, but that takes time
Crazy thing is he has to give a 70.23% discount for people to even think about buying a pillow
50 dollars for the world’s best pillow is a steal
Something you use every night that can actually help with sleep and health. You shouldn’t be skimping on your pillow.
Hey! USA Avocado industry would be thriving if Mexico wasn’t shipping all theirs in without a tariff.
But a sable genius once said. “What we have is a thing called the gasoline. We have gasoline. We have so much gasoline, we don’t know what to do. They don’t have gasoline. So why are we making a product that they dominate? They’re going to dominate.”
This was in reply to the question “How are you going to bring down the cost of food and groceries?”.
I think you can apply the same logic here. “What we have is a thing called the corn. We have corn. We have so much corn, we don’t know what to do. They don’t have corn. So why are we making a product [avocados] that they dominate? They’re [Mexico] going to dominate.”
We administer retirement, disability, survivor, and family benefits, and enroll individuals in Medicare.
Social Security provides retirement income for almost every American worker.
An investment fund is a supply of capital belonging to numerous investors, used to collectively purchase securities, while each investor retains ownership and control of their own shares.
The only thing not making it an investment fund is that the government forcefully takes the money and you don’t own the money after it is taken.
The average person gets the majority of their retirement income from SS.
Ask the average person what SS is. They will say that it is a retirement fund. What is a retirement fund? An investment fund.
Social insurance, as conceived by President Roosevelt, would address the permanent problem of economic security for the elderly by creating a work-related, contributory system in which workers would provide for their own future economic security through taxes paid while employed.
The average person makes 65k
Social security is 12.4%
Medicare is 2.9%
Social Security is 8.19k
Medicare is 1.885k
Average person pays 10k a year to SS and Medicare.
Retirement age is 67
Start work at 18, 49 years of work.
S&P500 has returned an average of 10.64% apr for the last 100 years. 16.5% last 5 years.
30-year morgage is ~7.5%
Let’s just assume the person could put extra money towards their mortgage, gaining 7.5% apr.
10k/12= 833.33 per month
833.33 a month at 7.5% apr for 30 years is 1.02M
833.33 a month at 10% apr for 49 years is 10.41M
Government takes 1-10M from the average American retirement account to give them SS and Medicare.
Let’s say you live until 80. Average life expectancy is ~77.5. Means you have 13 years in retirement.
Average SS payment is 1,864.52 a month. 22,374.24 a year.
13 years of 22,374.24 is 290,865.12.
Average person is losing 750k-9.75M for retirement.
Medicare is a whole other beast but unless you’re going to pay 750k+ on medical expenses in retirement, it’s not going to benefit you.
Even with Medicare you have to pay premiums, deductibles, copayments, and coinsurance. So it’s not like it’s all covered for “free”.
SS is a government ran ponzi scheme. Anyone else doing it would be a crooked investor.
I get that minimum wage is $7.25 and that’s 15k a year. They are paying 2k a year for SS. They will most likely benefit from the system.
But the average American shouldn’t be footing so much of the bill and not seeing any benefits.
It’s crazy
What you’re saying
Say my mortgage is 1k a month.
I can’t afford 1k, so I let you move in and pay me “rent”
You pay me 1k each month.
After a year, I kick you out and move back in.
Where’d your 12k go?
Bank going to give 12k in cash to you and increase my mortgage by 12k?
Why would someone buy a house so someone else could slowly buy it from them? They would essentially be acting like a bank.
Who keeps up with the house maintenance?
Landlords are unneeded middlemen. A good system doesn’t use them.
Your idea is “rent to own”.
You can rent to own a Playstation that’s 300 dollars for a small monthly price but at the end of the loan you’re going to pay 600 dollars total for the Playstation.
Why am I going to go to Best Buy, buy a Playstation for 300, then let Jimmy down the street play with it while he slowly pays me back my 300?
Why am going to buy a house for 100,000 and let Jimmy rent to own it?
600 a month for 15 years. He’d pay for it.
If I put 100k in the S&P500 for 15 years, I’d have 415k.
Would I rather:
A. Help Jimmy get a house
B. Make ~300k for just sitting
Push for Supreme Court ethics reform, term limits and add amendment to make even the president not above the law.
9·4 months agoExcept the upside-down flag
2·4 months agoWaterboy is a must
I always found it interesting that Rolls-Royce had to let vibrations and noise in the back of their cars. Moving in a car without identifiers really trips with the brain.
https://youtu.be/JdOwTN4-n1I?si=BSFSYj4FbGWLfqHA
I remembered it wrong. He wasn’t doing laundry. He was pouring concrete into the guy’s washing machine.
No idea what that guy did to deserve a messed up washing machine.
“You ever use the gentle cycle?” Absolutely hilarious /s
You have to have grown up with it and gained an unconditional love of the characters. You don’t care that they are an asshole to a character you don’t like.
Look at Kramer he is so stupid he can’t figure out a washing machine! Lol he’s going to try to pour a bunch of detergent in next and act like he’s drunk because he’s that stupid! He’s so funny!
Edit: Remembered it wrong. He was pouring concrete into the washing machine. Classic asshole
It was always played with a keyboard. No one is ever slaping a bass
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There are the “I like to keep my house at 66°F because I like to wear a hoodie or use a blanket”. They are going to say that 75°F is warm or even hot for a room.
If an average person sat naked in a 75°F room they would be happy.
68°F or 20°C is cold for me. Even 70°F or 21°C. I keep my house around 72° to 74°F and bump it up or down a degree. Coming in from mowing the yard, bump it down, sitting all day watching movies, keep it the same, cold winter day, bump it up.
Older people keep their houses at 78°+
100°F doesn’t mean “not fit for human habitation”
Anything above body temperature of 98.6°F (37°C) you are slowly cooking yourself. That’s why 100°F is important.
https://en.m.wikipedia.org/wiki/Longest-lasting_light_bulbs#:~:text=The world’s longest-lasting light,off a handful of times.