It would require a large overhaul of how the system currently works but eventually things would be priced into the risk a company poses. History of unethical decisions, choice of CEO and board members, etc. where lenders would require higher rates. Also companies may instead be forced to sell their IP instead of liquidate assets. Also maybe 5-10 years might be overkill and more feasible lengths of time could be 1-2 months because people choosing companies to supply them will be less likely to choose those which could have a month long disruption to their supply.

Also I just thought of this in 5 minutes for a random comment. I’m sure there’s plenty wrong with the idea but that doesn’t mean there’s not some form of the concept which could be feasible. It would probably require a committee of 10+ experts to write up something like that.