Genuine question.
I know they were the scrappy startup doing different cool things. But, what are the most major innovative things that they introduced, improved or just implemented that either revolutionized, improved or spurred change?
I am aware of the possibility of both fanboys and haters just duking it out below. But there’s always that one guy who has a fkn well-formatted paragraph of gold. I await that guy.
3·11 months ago- That’s the FICO score. There have been other scores as far back as the 1950s.
- Credit bureaus are older than abstract scoring formulas, and credit reporting has been going on at least since the mid 1800s